These Terms & Conditions are in effect starting 9.6.2022.
If you have any thoughts about our terms & conditions, the easiest way to reach us is by e-mail at: firstname.lastname@example.org.
Briefly, our policy can be described as follows:
If you have any questions about you personal data, please contact us at: email@example.com.
When ordering, an agreement of purchase will only be made when lohijurmu.mycashflow.fi confirmed the order through an order confirmation. An order confirmation is sent no later than 24 hours after the order has been received by lohijurmu.mycashflow.fi. If the delivery time changes in the order, the customer will be notified of this as soon as possible. lohijurmu.mycashflow.fi has ownership and readmission rights to all products until full payment has been received from the customer. In order to shop with us as a private customer you must be 18 years of age or over or a registered business with a VAT-number and lohijurmu.mycashflow.fi must be able to determine the customer’s home address.
The prices displayed in the shop include the Finnish 24% VAT, in checkout the VAT for countries outside the EU is removed. If confirmed, the prices can only be changed by circumstances that lohijurmu.mycashflow.fi does not have control over. For example, substantially changed commodity prices, exchange rate fluctuations or changes in VAT. Shipping costs will be added. Should the price change, the customer is entitled to cancel the purchase without charge.
We reserve the right for any incorrect typing and incorrect set price. At the wrong price, we have the right to adjust the price or cancel and refund your order if you do not accept the price update.
A shipping cost is added, and it varies depending on the weight of the order. You can see the full shipping cost at the checkout.
4.Payment options/payment conditions
4.1 How to pay the order
We use PDF invoice to customer.
These are estimated delivery times and may differ slightly depending on different conditions. We are constantly working to reduce production times.
After your shipment is shipped, it usually takes 2-5 business days within Europe and outside Europe 5-15 business days.
Sometimes delivery delays arise, which are out of our control. This can happen, for example, when a supplier or logistic company cannot fulfill its delivery obligations towards us or when problems in the manufacturing process occur. If this occurs, we will waive our liability to the customer for the damage caused by the delay. You can rest assured that we will always notify you of deliveries in good time. You can contact us for an inquiry about your shipment at firstname.lastname@example.org.
lohijurmu.mycashflow.fi is not responsible for transport to you as a customer. You and the transport company are responsible for the risk of any return to us.
When you receive your goods, it is important that you check your order directly and ask the carrier to note it. If you have received an incorrect or damaged item, please contact us as soon as possible by e-mail to email@example.com.
9.Right of withdrawal and purchase on approval
You have the right to cancel this agreement within 14 days without giving any reason. The withdrawal period ends within 14 days starting from the day you received the last shipment, or in the case of downloadable products, from the moment you received the order.
In order to exercise the right of withdrawal, you must notify us of your decision to cancel the agreement in an unambiguous way (for example, by mail or by email).
To comply with the deadline for withdrawal, it is sufficient that you submit your notice of cancellation before the end of the withdrawal period.
If you withdraw from this contract, we shall reimburse to you all payments received from you, including the costs of delivery (with the exception of the supplementary costs resulting from your choice of a type of delivery other than the least expensive type of standard delivery offered by us), without undue delay and in any event not later than 14 days from the day on which we are informed about your decision to withdraw from this contract. We will carry out such reimbursement using the same means of payment as you used for the initial transaction, unless you have expressly agreed otherwise; in any event, you will not incur any fees as a result of such reimbursement.
You must return the goods without delay and no later than 14 days after informing us about your decision to withdraw from the contract. The deadline is met if you send back the goods before the period of 14 days has expired.
You are only responsible for the kind of value decrease of the goods that did not result from treatment that is required for determining the nature, properties and functionality of the goods.
If you wish to complain about a damaged or incorrect product, please contact us by e-mail for further instructions. Notify us via e-mail at: firstname.lastname@example.org before you send us any goods. Add the invoice/receipt so we are able to identify the return. Remember that you are personally responsible for shipping the goods to us.
In case of a dispute, we will always follow Finnish Consumer Agency's recommendations.
Refunds are made via the bank account. The sum is always refunded to the same account used at the time of purchase and as soon as possible from the time we have received and approved the return.
12.Unretrieved packages from delivery point
your package arrives at a delivery point, if your local postal
service supports this, a notification will be sent to you by e-mail
or SMS. You, as the customer, are responsible for ensuring that the
mobile number, address and e-mail address you entered are
If you do not pick your package up, you will be charged an administrative fee of 20€ and will be responsible for all extra costs Lohijurmu Oy might have due to the package not being retrieved on time.
In the event of war, natural disaster, labor market action, government decisions and comparable events beyond our control which could not reasonably be foreseen, which affect the agreements entered into and our commitments, and which result in our inability to hold said agreement/undertaking; we are exempted from our obligations to fulfill said agreement.
14.Responsibility for using our products
Lohijurmu Oy declines all responsibility for using our products. They are meant for hobby/personal use. Fishing lures contain sharp hooks and you must be careful using these in fishing. All products are sold "As is".
When using an products from Lohijurmu Oy, you are required to comply with these requirements:
15.Taxes & Customs
All prices in our web shop are shown with Finnish 24% VAT. Only shipping addresses in the EU need to pay VAT. VAT is removed at the checkout if the delivery address is outside the EU. Countries outside the EU do not pay any VAT at checkout. They may however have to pay VAT to the shipping company or the country’s customs authorities, as well as other customs costs. Lohijurmu Oy doesn’t take any responsibility for these costs, as this may differ from country to country.
As a private/individual customer, to shop at lohijurmu.mycashflow.fi, you have to be above 18 years of age.
When you shop at Lohijurmu webshop by Lohijurmu Oy, you agree that any future lawsuits or legal complaints against Lohijurmu Oy may only be made in a Finnish Court of Justice.